At the moment, no. Nonetheless, deposit insurance is unnecessary because HAY is over-collateralized. Helio's smart contract was created by some of the industry's best developers, and it was audited by five of the world's leading smart contract auditing firms. Furthermore, Helio maintains a bug bounty program for any bugs discovered in its smart contracts. Despite the fact that Helio is the most inclusive, safe, and long-term DeFi stabecoin project on the market today, we recommend that any potential user assess their risk tolerance and conduct due diligence before investing in any crypto/DeFi project.